Call reports 2010
HARTFORD SAVINGS BANK — 2010
What HARTFORD SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 216,025,000 | 214,250,000 | 217,263,000 | 218,721,000 |
| Total loans | 154,052,000 | 154,298,000 | 154,613,000 | 152,458,000 |
| Allowance for loan losses | 1,268,000 | 1,206,000 | 1,151,000 | 1,455,000 |
| Securities available for sale | 48,477,000 | 46,525,000 | 45,437,000 | 46,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,608,000 | 192,467,000 | 195,533,000 | 198,075,000 |
| Interest-bearing deposits | 185,379,000 | 184,185,000 | 186,089,000 | 187,883,000 |
| Noninterest-bearing deposits | 9,229,000 | 8,282,000 | 9,444,000 | 10,192,000 |
| Equity capital | 19,237,000 | 19,153,000 | 19,388,000 | 18,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,525,000 | 5,012,000 | 7,424,000 | 9,769,000 |
| Interest expense | 949,000 | 1,813,000 | 2,635,000 | 3,361,000 |
| Net interest income | 1,576,000 | 3,199,000 | 4,789,000 | 6,408,000 |
| Noninterest income | 162,000 | 331,000 | 568,000 | 843,000 |
| Noninterest expense | 1,482,000 | 2,933,000 | 4,377,000 | 5,847,000 |
| Provision for loan losses | 270,000 | 540,000 | 810,000 | 1,110,000 |
| Pretax income | 24,000 | 282,000 | 395,000 | 519,000 |
| Income tax | -5,000 | 28,000 | 37,000 | 48,000 |
| Net income | 29,000 | 254,000 | 358,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,010,000 | 18,015,000 | 18,091,000 | 18,256,000 |
| Total capital | 19,303,000 | 19,221,000 | 19,242,000 | 19,711,000 |
| Risk-weighted assets | 143,479,000 | 145,199,000 | 144,457,000 | 145,459,000 |