Call reports 2009
HARTFORD SAVINGS BANK — 2009
What HARTFORD SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 218,173,000 | 220,707,000 | 218,066,000 | 221,791,000 |
| Total loans | 152,644,000 | 151,879,000 | 152,263,000 | 155,170,000 |
| Allowance for loan losses | 795,000 | 943,000 | 856,000 | 1,126,000 |
| Securities available for sale | 49,779,000 | 54,068,000 | 54,670,000 | 48,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,355,000 | 199,707,000 | 193,409,000 | 200,508,000 |
| Interest-bearing deposits | 187,841,000 | 189,805,000 | 184,383,000 | 190,795,000 |
| Noninterest-bearing deposits | 9,514,000 | 9,902,000 | 9,026,000 | 9,713,000 |
| Equity capital | 18,916,000 | 18,884,000 | 19,452,000 | 19,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,808,000 | 5,553,000 | 8,271,000 | 10,879,000 |
| Interest expense | 1,346,000 | 2,650,000 | 3,863,000 | 4,929,000 |
| Net interest income | 1,462,000 | 2,903,000 | 4,408,000 | 5,950,000 |
| Noninterest income | 213,000 | 466,000 | 615,000 | 777,000 |
| Noninterest expense | 1,392,000 | 2,868,000 | 4,288,000 | 5,705,000 |
| Provision for loan losses | 150,000 | 330,000 | 750,000 | 1,020,000 |
| Pretax income | 133,000 | 172,000 | -14,000 | 11,000 |
| Income tax | 13,000 | 15,000 | -32,000 | -39,000 |
| Net income | 120,000 | 157,000 | 18,000 | 50,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,712,000 | 17,698,000 | 17,881,000 | 17,947,000 |
| Total capital | 18,507,000 | 18,641,000 | 18,951,000 | 19,209,000 |
| Risk-weighted assets | 153,331,000 | 153,567,000 | 154,225,000 | 145,973,000 |