Call reports 2008
HARTFORD SAVINGS BANK — 2008
What HARTFORD SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 218,764,000 | 218,232,000 | 209,909,000 | 211,327,000 |
| Total loans | 149,706,000 | 150,438,000 | 151,428,000 | 152,462,000 |
| Allowance for loan losses | 511,000 | 567,000 | 625,000 | 649,000 |
| Securities available for sale | 56,456,000 | 52,202,000 | 47,113,000 | 46,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,686,000 | 191,115,000 | 189,270,000 | 190,254,000 |
| Interest-bearing deposits | 178,284,000 | 182,782,000 | 181,145,000 | 182,402,000 |
| Noninterest-bearing deposits | 8,402,000 | 8,333,000 | 8,125,000 | 7,852,000 |
| Equity capital | 26,598,000 | 23,310,000 | 18,403,000 | 18,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,037,000 | 6,065,000 | 8,905,000 | 11,691,000 |
| Interest expense | 1,709,000 | 3,299,000 | 4,821,000 | 6,277,000 |
| Net interest income | 1,328,000 | 2,766,000 | 4,084,000 | 5,414,000 |
| Noninterest income | 142,000 | 279,000 | 421,000 | 546,000 |
| Noninterest expense | 1,335,000 | 2,631,000 | 4,091,000 | 5,391,000 |
| Provision for loan losses | 12,000 | 68,000 | 125,000 | 153,000 |
| Pretax income | 123,000 | 346,000 | 289,000 | 416,000 |
| Income tax | 15,000 | 59,000 | 2,000 | 21,000 |
| Net income | 108,000 | 287,000 | 287,000 | 395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,370,000 | 17,584,000 | 17,618,000 | 17,529,000 |
| Total capital | 23,651,000 | 21,815,000 | 18,375,000 | 18,178,000 |
| Risk-weighted assets | 159,386,000 | 158,963,000 | 155,511,000 | 153,156,000 |