Call reports 2007
HARTFORD SAVINGS BANK — 2007
What HARTFORD SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 235,771,000 | 236,759,000 | 232,214,000 | 221,315,000 |
| Total loans | 148,548,000 | 149,088,000 | 148,677,000 | 149,363,000 |
| Allowance for loan losses | 656,000 | 534,000 | 531,000 | 539,000 |
| Securities available for sale | 73,528,000 | 70,945,000 | 69,384,000 | 57,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,818,000 | 187,081,000 | 183,104,000 | 183,061,000 |
| Interest-bearing deposits | 178,534,000 | 178,313,000 | 175,152,000 | 174,966,000 |
| Noninterest-bearing deposits | 8,284,000 | 8,768,000 | 7,952,000 | 8,095,000 |
| Equity capital | 37,565,000 | 37,908,000 | 37,697,000 | 29,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,043,000 | 6,124,000 | 9,278,000 | 12,324,000 |
| Interest expense | 1,815,000 | 3,632,000 | 5,464,000 | 7,268,000 |
| Net interest income | 1,228,000 | 2,492,000 | 3,814,000 | 5,056,000 |
| Noninterest income | 126,000 | 258,000 | 391,000 | 518,000 |
| Noninterest expense | 1,253,000 | 2,514,000 | 3,786,000 | 5,018,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 92,000 | 218,000 | 392,000 | 520,000 |
| Income tax | 12,000 | 25,000 | 44,000 | 55,000 |
| Net income | 80,000 | 193,000 | 348,000 | 465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,741,000 | 16,888,000 | 17,077,000 | 17,228,000 |
| Total capital | 31,240,000 | 31,551,000 | 31,337,000 | 25,604,000 |
| Risk-weighted assets | 160,344,000 | 163,373,000 | 182,880,000 | 158,350,000 |