Call reports 2006
HARTFORD SAVINGS BANK — 2006
What HARTFORD SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 245,566,000 | 240,425,000 | 242,939,000 | 244,981,000 |
| Total loans | 149,909,000 | 151,360,000 | 149,383,000 | 146,269,000 |
| Allowance for loan losses | 622,000 | 631,000 | 638,000 | 647,000 |
| Securities available for sale | 78,775,000 | 74,748,000 | 77,550,000 | 79,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,072,000 | 193,935,000 | 190,711,000 | 189,767,000 |
| Interest-bearing deposits | 188,488,000 | 185,571,000 | 181,968,000 | 181,101,000 |
| Noninterest-bearing deposits | 8,584,000 | 8,364,000 | 8,743,000 | 8,666,000 |
| Equity capital | 37,023,000 | 35,557,000 | 39,408,000 | 40,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,804,000 | 5,761,000 | 8,802,000 | 11,866,000 |
| Interest expense | 1,533,000 | 3,213,000 | 5,030,000 | 6,878,000 |
| Net interest income | 1,271,000 | 2,548,000 | 3,772,000 | 4,988,000 |
| Noninterest income | 116,000 | 246,000 | 379,000 | 506,000 |
| Noninterest expense | 1,217,000 | 2,426,000 | 3,628,000 | 4,811,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 161,000 | 351,000 | 497,000 | 1,000,000 |
| Income tax | 31,000 | 67,000 | 95,000 | 124,000 |
| Net income | 130,000 | 284,000 | 402,000 | 876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,777,000 | 15,965,000 | 16,118,000 | 16,627,000 |
| Total capital | 30,734,000 | 29,979,000 | 32,236,000 | 33,104,000 |
| Risk-weighted assets | 153,552,000 | 152,191,000 | 153,357,000 | 162,001,000 |