Call reports 2005
HARTFORD SAVINGS BANK — 2005
What HARTFORD SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 239,835,000 | 247,824,000 | 239,150,000 | 242,221,000 |
| Total loans | 137,305,000 | 141,885,000 | 145,737,000 | 146,490,000 |
| Allowance for loan losses | 587,000 | 596,000 | 605,000 | 614,000 |
| Securities available for sale | 91,120,000 | 89,999,000 | 80,190,000 | 83,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,047,000 | 197,043,000 | 192,787,000 | 191,467,000 |
| Interest-bearing deposits | 181,454,000 | 189,190,000 | 183,534,000 | 181,221,000 |
| Noninterest-bearing deposits | 7,593,000 | 7,853,000 | 9,253,000 | 10,246,000 |
| Equity capital | 36,996,000 | 38,347,000 | 35,434,000 | 38,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,534,000 | 5,190,000 | 7,895,000 | 10,680,000 |
| Interest expense | 1,047,000 | 2,253,000 | 3,600,000 | 5,036,000 |
| Net interest income | 1,487,000 | 2,937,000 | 4,295,000 | 5,644,000 |
| Noninterest income | 113,000 | 243,000 | 568,000 | 682,000 |
| Noninterest expense | 1,246,000 | 2,463,000 | 3,695,000 | 4,924,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 365,000 | 735,000 | 1,177,000 | 1,402,000 |
| Income tax | 71,000 | 142,000 | 226,000 | 269,000 |
| Net income | 294,000 | 593,000 | 951,000 | 1,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,672,000 | 15,005,000 | 15,397,000 | 15,614,000 |
| Total capital | 29,344,000 | 30,010,000 | 29,254,000 | 31,228,000 |
| Risk-weighted assets | 154,085,000 | 150,115,000 | 159,845,000 | 159,888,000 |