Call reports 2004
HARTFORD SAVINGS BANK — 2004
What HARTFORD SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 238,456,000 | 239,639,000 | 242,707,000 | 245,837,000 |
| Total loans | 115,751,000 | 121,928,000 | 125,768,000 | 130,805,000 |
| Allowance for loan losses | 562,000 | 569,000 | 573,000 | 578,000 |
| Securities available for sale | 102,162,000 | 106,129,000 | 104,254,000 | 104,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,665,000 | 190,660,000 | 191,504,000 | 189,219,000 |
| Interest-bearing deposits | 181,545,000 | 182,518,000 | 181,681,000 | 181,356,000 |
| Noninterest-bearing deposits | 9,120,000 | 8,142,000 | 9,823,000 | 7,863,000 |
| Equity capital | 35,351,000 | 36,187,000 | 37,657,000 | 40,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,379,000 | 4,771,000 | 7,219,000 | 9,724,000 |
| Interest expense | 997,000 | 1,991,000 | 2,999,000 | 4,001,000 |
| Net interest income | 1,382,000 | 2,780,000 | 4,220,000 | 5,723,000 |
| Noninterest income | 152,000 | 280,000 | 400,000 | 530,000 |
| Noninterest expense | 1,192,000 | 2,352,000 | 3,525,000 | 4,793,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 333,000 | 703,000 | 1,098,000 | 1,469,000 |
| Income tax | 66,000 | 139,000 | 217,000 | 286,000 |
| Net income | 267,000 | 564,000 | 881,000 | 1,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,326,000 | 13,657,000 | 14,008,000 | 14,344,000 |
| Total capital | 26,652,000 | 27,314,000 | 28,016,000 | 28,688,000 |
| Risk-weighted assets | 128,104,000 | 135,243,000 | 138,073,000 | 144,016,000 |