Call reports 2003
HARTFORD SAVINGS BANK — 2003
What HARTFORD SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 185,689,000 | 194,317,000 | 216,974,000 | 226,301,000 |
| Total loans | 103,717,000 | 104,341,000 | 113,573,000 | 113,670,000 |
| Allowance for loan losses | 527,000 | 541,000 | 550,000 | 554,000 |
| Securities available for sale | 62,210,000 | 69,039,000 | 86,302,000 | 92,879,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,297,000 | 151,231,000 | 173,449,000 | 179,381,000 |
| Interest-bearing deposits | 136,404,000 | 143,186,000 | 164,541,000 | 171,720,000 |
| Noninterest-bearing deposits | 5,893,000 | 8,045,000 | 8,908,000 | 7,661,000 |
| Equity capital | 32,137,000 | 31,814,000 | 32,273,000 | 34,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,176,000 | 4,336,000 | 6,626,000 | 8,947,000 |
| Interest expense | 925,000 | 1,847,000 | 2,821,000 | 3,817,000 |
| Net interest income | 1,251,000 | 2,489,000 | 3,805,000 | 5,130,000 |
| Noninterest income | 134,000 | 309,000 | 510,000 | 636,000 |
| Noninterest expense | 955,000 | 1,984,000 | 3,113,000 | 4,270,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 421,000 | 799,000 | 1,178,000 | 1,463,000 |
| Income tax | 84,000 | 160,000 | 236,000 | 293,000 |
| Net income | 337,000 | 639,000 | 942,000 | 1,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,487,000 | 13,789,000 | 12,755,000 | 13,024,000 |
| Total capital | 26,464,000 | 22,441,000 | 25,510,000 | 26,048,000 |
| Risk-weighted assets | 102,698,000 | 94,760,000 | 109,823,000 | 110,497,000 |