Call reports 2002
HARTFORD SAVINGS BANK — 2002
What HARTFORD SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 170,133,000 | 172,092,000 | 174,949,000 | 181,878,000 |
| Total loans | 93,255,000 | 96,253,000 | 98,389,000 | 100,935,000 |
| Allowance for loan losses | 604,000 | 604,000 | 610,000 | 518,000 |
| Securities available for sale | 63,395,000 | 63,244,000 | 60,286,000 | 63,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,201,000 | 123,418,000 | 130,424,000 | 134,121,000 |
| Interest-bearing deposits | 118,234,000 | 119,718,000 | 125,694,000 | 128,631,000 |
| Noninterest-bearing deposits | 2,967,000 | 3,700,000 | 4,730,000 | 5,490,000 |
| Equity capital | 34,007,000 | 33,918,000 | 32,424,000 | 33,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,155,000 | 4,329,000 | 6,501,000 | 8,678,000 |
| Interest expense | 1,049,000 | 2,040,000 | 3,046,000 | 4,023,000 |
| Net interest income | 1,106,000 | 2,289,000 | 3,455,000 | 4,655,000 |
| Noninterest income | 86,000 | 185,000 | 289,000 | 445,000 |
| Noninterest expense | 885,000 | 1,818,000 | 2,754,000 | 3,675,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 298,000 | 638,000 | 964,000 | 1,390,000 |
| Income tax | 45,000 | 97,000 | 150,000 | 222,000 |
| Net income | 253,000 | 541,000 | 814,000 | 1,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,235,000 | 12,523,000 | 12,796,000 | 13,150,000 |
| Total capital | 24,470,000 | 25,046,000 | 25,592,000 | 26,300,000 |
| Risk-weighted assets | 60,883,000 | 87,305,000 | 90,411,000 | 103,201,000 |