Call reports 2010
BUTTE COMMUNITY BANK — 2010
What BUTTE COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Total assets | 521,549,000 | 498,751,000 |
| Total loans | 426,110,000 | 420,282,000 |
| Allowance for loan losses | 14,979,000 | 15,745,000 |
| Securities available for sale | 4,228,000 | 4,150,000 |
| Securities held to maturity | 194,000 | 174,000 |
| Trading assets | 0 | 0 |
| Total deposits | 487,935,000 | 471,256,000 |
| Interest-bearing deposits | 459,188,000 | 441,742,000 |
| Noninterest-bearing deposits | 28,747,000 | 29,514,000 |
| Equity capital | 18,613,000 | 18,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Interest income | 5,419,000 | 11,099,000 |
| Interest expense | 919,000 | 1,739,000 |
| Net interest income | 4,500,000 | 9,360,000 |
| Noninterest income | 1,719,000 | 7,604,000 |
| Noninterest expense | 7,201,000 | 12,350,000 |
| Provision for loan losses | 5,289,000 | 10,232,000 |
| Pretax income | -6,271,000 | -5,618,000 |
| Income tax | -2,164,000 | -1,161,000 |
| Net income | -4,107,000 | -4,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Tier 1 capital | 18,142,000 | 18,375,000 |
| Total capital | 24,002,000 | 24,118,000 |
| Risk-weighted assets | 459,397,000 | 449,364,000 |