Call reports 2008
BUTTE COMMUNITY BANK — 2008
What BUTTE COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 578,056,000 | 563,388,000 | 599,278,000 | 591,639,000 |
| Total loans | 457,798,000 | 495,745,000 | 504,171,000 | 494,668,000 |
| Allowance for loan losses | 6,025,000 | 6,241,000 | 6,524,000 | 7,826,000 |
| Securities available for sale | 6,669,000 | 6,535,000 | 6,480,000 | 6,462,000 |
| Securities held to maturity | 2,310,000 | 2,176,000 | 2,160,000 | 634,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 507,467,000 | 498,347,000 | 534,321,000 | 527,054,000 |
| Interest-bearing deposits | 477,697,000 | 463,038,000 | 503,449,000 | 496,653,000 |
| Noninterest-bearing deposits | 29,770,000 | 35,309,000 | 30,872,000 | 30,401,000 |
| Equity capital | 52,385,000 | 48,290,000 | 49,660,000 | 49,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 9,458,000 | 18,593,000 | 27,963,000 | 36,800,000 |
| Interest expense | 2,786,000 | 5,211,000 | 7,430,000 | 9,602,000 |
| Net interest income | 6,672,000 | 13,382,000 | 20,533,000 | 27,198,000 |
| Noninterest income | 2,015,000 | 4,335,000 | 6,935,000 | 9,222,000 |
| Noninterest expense | 6,113,000 | 12,584,000 | 19,317,000 | 25,751,000 |
| Provision for loan losses | 805,000 | 1,229,000 | 1,929,000 | 3,742,000 |
| Pretax income | 1,769,000 | 3,904,000 | 6,222,000 | 5,438,000 |
| Income tax | 693,000 | 1,514,000 | 2,329,000 | 1,777,000 |
| Net income | 1,076,000 | 2,390,000 | 3,893,000 | 3,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,149,000 | 48,155,000 | 49,455,000 | 48,187,000 |
| Total capital | 57,454,000 | 54,702,000 | 56,209,000 | 54,822,000 |
| Risk-weighted assets | 532,179,000 | 534,087,000 | 540,221,000 | 529,347,000 |