Call reports 2007
BUTTE COMMUNITY BANK — 2007
What BUTTE COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 570,797,000 | 579,227,000 | 570,429,000 | 579,308,000 |
| Total loans | 454,028,000 | 459,792,000 | 474,727,000 | 446,582,000 |
| Allowance for loan losses | 5,349,000 | 5,305,000 | 5,372,000 | 5,232,000 |
| Securities available for sale | 3,355,000 | 3,243,000 | 4,712,000 | 4,668,000 |
| Securities held to maturity | 1,712,000 | 1,659,000 | 1,655,000 | 1,596,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 509,377,000 | 515,920,000 | 505,132,000 | 513,828,000 |
| Interest-bearing deposits | 480,220,000 | 483,338,000 | 470,957,000 | 480,927,000 |
| Noninterest-bearing deposits | 29,157,000 | 32,582,000 | 34,175,000 | 32,901,000 |
| Equity capital | 50,061,000 | 50,953,000 | 52,478,000 | 52,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 10,469,000 | 21,194,000 | 32,123,000 | 42,495,000 |
| Interest expense | 3,175,000 | 6,427,000 | 9,633,000 | 12,782,000 |
| Net interest income | 7,294,000 | 14,767,000 | 22,490,000 | 29,713,000 |
| Noninterest income | 1,841,000 | 4,035,000 | 6,850,000 | 9,118,000 |
| Noninterest expense | 6,469,000 | 12,899,000 | 19,209,000 | 25,993,000 |
| Provision for loan losses | 75,000 | 39,000 | 116,000 | -16,000 |
| Pretax income | 2,591,000 | 5,864,000 | 10,015,000 | 12,854,000 |
| Income tax | 1,069,000 | 2,429,000 | 4,060,000 | 5,212,000 |
| Net income | 1,522,000 | 3,435,000 | 5,955,000 | 7,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,677,000 | 50,617,000 | 52,027,000 | 51,796,000 |
| Total capital | 55,644,000 | 56,577,000 | 58,052,000 | 57,888,000 |
| Risk-weighted assets | 519,818,000 | 531,159,000 | 544,171,000 | 530,422,000 |