Call reports 2006
BUTTE COMMUNITY BANK — 2006
What BUTTE COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 505,043,000 | 517,540,000 | 530,281,000 | 548,857,000 |
| Total loans | 443,380,000 | 444,776,000 | 469,124,000 | 448,314,000 |
| Allowance for loan losses | 4,962,000 | 5,184,000 | 5,368,000 | 5,274,000 |
| Securities available for sale | 4,324,000 | 3,287,000 | 3,327,000 | 3,350,000 |
| Securities held to maturity | 2,263,000 | 1,945,000 | 1,904,000 | 1,777,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 450,129,000 | 461,510,000 | 471,817,000 | 488,895,000 |
| Interest-bearing deposits | 417,139,000 | 427,759,000 | 436,081,000 | 442,298,000 |
| Noninterest-bearing deposits | 32,990,000 | 33,751,000 | 35,736,000 | 46,597,000 |
| Equity capital | 45,350,000 | 47,075,000 | 48,419,000 | 49,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 9,148,000 | 19,112,000 | 29,618,000 | 40,263,000 |
| Interest expense | 1,544,000 | 3,562,000 | 5,914,000 | 8,725,000 |
| Net interest income | 7,604,000 | 15,550,000 | 23,704,000 | 31,538,000 |
| Noninterest income | 1,601,000 | 3,615,000 | 5,263,000 | 7,244,000 |
| Noninterest expense | 5,531,000 | 11,140,000 | 17,016,000 | 23,686,000 |
| Provision for loan losses | 245,000 | 477,000 | 696,000 | 637,000 |
| Pretax income | 3,429,000 | 7,548,000 | 11,255,000 | 14,459,000 |
| Income tax | 1,377,000 | 2,989,000 | 4,614,000 | 5,855,000 |
| Net income | 2,052,000 | 4,559,000 | 6,641,000 | 8,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,371,000 | 47,115,000 | 48,098,000 | 49,153,000 |
| Total capital | 50,794,000 | 52,753,000 | 53,926,000 | 55,045,000 |
| Risk-weighted assets | 464,719,000 | 471,547,000 | 533,504,000 | 482,547,000 |