Call reports 2005
BUTTE COMMUNITY BANK — 2005
What BUTTE COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 457,411,000 | 468,582,000 | 499,788,000 | 493,368,000 |
| Total loans | 352,406,000 | 393,565,000 | 411,124,000 | 408,134,000 |
| Allowance for loan losses | 4,232,000 | 4,421,000 | 4,645,000 | 4,717,000 |
| Securities available for sale | 5,339,000 | 4,367,000 | 5,396,000 | 4,344,000 |
| Securities held to maturity | 3,459,000 | 3,276,000 | 3,421,000 | 2,332,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 411,197,000 | 419,412,000 | 445,568,000 | 439,208,000 |
| Interest-bearing deposits | 377,980,000 | 384,502,000 | 408,323,000 | 407,244,000 |
| Noninterest-bearing deposits | 33,217,000 | 34,910,000 | 37,245,000 | 31,964,000 |
| Equity capital | 39,181,000 | 40,642,000 | 42,452,000 | 43,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,938,000 | 14,509,000 | 22,929,000 | 31,916,000 |
| Interest expense | 1,004,000 | 2,020,000 | 3,265,000 | 4,699,000 |
| Net interest income | 5,934,000 | 12,489,000 | 19,664,000 | 27,217,000 |
| Noninterest income | 1,776,000 | 3,519,000 | 5,630,000 | 7,242,000 |
| Noninterest expense | 4,714,000 | 9,508,000 | 14,646,000 | 20,207,000 |
| Provision for loan losses | 234,000 | 428,000 | 653,000 | 725,000 |
| Pretax income | 2,762,000 | 6,072,000 | 9,995,000 | 13,537,000 |
| Income tax | 1,092,000 | 2,450,000 | 3,997,000 | 5,449,000 |
| Net income | 1,670,000 | 3,622,000 | 5,998,000 | 8,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,044,000 | 40,529,000 | 42,341,000 | 43,945,000 |
| Total capital | 43,648,000 | 45,353,000 | 47,389,000 | 49,143,000 |
| Risk-weighted assets | 382,859,000 | 419,570,000 | 439,886,000 | 436,232,000 |