Call reports 2004
BUTTE COMMUNITY BANK — 2004
What BUTTE COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 395,239,000 | 412,801,000 | 421,951,000 | 448,539,000 |
| Total loans | 287,195,000 | 309,587,000 | 345,653,000 | 345,045,000 |
| Allowance for loan losses | 3,822,000 | 4,013,000 | 4,233,000 | 4,000,000 |
| Securities available for sale | 200,000 | 200,000 | 4,360,000 | 4,379,000 |
| Securities held to maturity | 4,484,000 | 4,271,000 | 2,760,000 | 2,582,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,587,000 | 371,038,000 | 378,354,000 | 403,268,000 |
| Interest-bearing deposits | 328,023,000 | 341,032,000 | 347,162,000 | 373,196,000 |
| Noninterest-bearing deposits | 27,564,000 | 30,006,000 | 31,192,000 | 30,071,000 |
| Equity capital | 34,617,000 | 35,723,000 | 37,011,000 | 38,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,499,000 | 11,260,000 | 17,662,000 | 24,595,000 |
| Interest expense | 887,000 | 1,744,000 | 2,629,000 | 3,617,000 |
| Net interest income | 4,612,000 | 9,516,000 | 15,033,000 | 20,978,000 |
| Noninterest income | 1,324,000 | 2,976,000 | 4,478,000 | 6,488,000 |
| Noninterest expense | 3,743,000 | 7,429,000 | 11,404,000 | 16,870,000 |
| Provision for loan losses | 225,000 | 415,000 | 640,000 | 409,000 |
| Pretax income | 1,968,000 | 4,648,000 | 7,467,000 | 10,187,000 |
| Income tax | 776,000 | 1,875,000 | 2,981,000 | 4,082,000 |
| Net income | 1,192,000 | 2,773,000 | 4,486,000 | 6,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,460,000 | 35,575,000 | 36,855,000 | 37,955,000 |
| Total capital | 38,282,000 | 39,588,000 | 41,088,000 | 42,336,000 |
| Risk-weighted assets | 320,438,000 | 343,505,000 | 368,599,000 | 366,224,000 |