Call reports 2003
BUTTE COMMUNITY BANK — 2003
What BUTTE COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 341,264,000 | 368,532,000 | 378,193,000 | 385,104,000 |
| Total loans | 240,593,000 | 249,603,000 | 276,582,000 | 276,098,000 |
| Allowance for loan losses | 3,154,000 | 3,277,000 | 3,473,000 | 3,587,000 |
| Securities available for sale | 512,000 | 509,000 | 505,000 | 502,000 |
| Securities held to maturity | 2,953,000 | 1,911,000 | 2,679,000 | 3,822,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,298,000 | 332,319,000 | 340,207,000 | 346,017,000 |
| Interest-bearing deposits | 287,185,000 | 301,828,000 | 313,192,000 | 319,576,000 |
| Noninterest-bearing deposits | 19,113,000 | 30,491,000 | 27,014,000 | 26,441,000 |
| Equity capital | 30,961,000 | 31,798,000 | 32,764,000 | 33,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,956,000 | 10,043,000 | 15,519,000 | 21,222,000 |
| Interest expense | 1,020,000 | 2,048,000 | 3,022,000 | 3,956,000 |
| Net interest income | 3,936,000 | 7,995,000 | 12,497,000 | 17,266,000 |
| Noninterest income | 1,263,000 | 2,718,000 | 4,362,000 | 6,318,000 |
| Noninterest expense | 3,162,000 | 6,427,000 | 9,864,000 | 13,644,000 |
| Provision for loan losses | 150,000 | 270,000 | 480,000 | 655,000 |
| Pretax income | 1,887,000 | 4,016,000 | 6,515,000 | 9,285,000 |
| Income tax | 749,000 | 1,597,000 | 2,586,000 | 3,643,000 |
| Net income | 1,138,000 | 2,419,000 | 3,929,000 | 5,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,855,000 | 31,673,000 | 32,316,000 | 33,819,000 |
| Total capital | 34,009,000 | 34,950,000 | 35,789,000 | 37,406,000 |
| Risk-weighted assets | 257,047,000 | 279,427,000 | 312,528,000 | 321,212,000 |