Call reports 2002
BUTTE COMMUNITY BANK — 2002
What BUTTE COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 271,278,000 | 281,589,000 | 299,540,000 | 335,819,000 |
| Total loans | 202,392,000 | 220,140,000 | 232,068,000 | 240,618,000 |
| Allowance for loan losses | 2,495,000 | 2,647,000 | 2,809,000 | 3,007,000 |
| Securities available for sale | 498,000 | 510,000 | 514,000 | 514,000 |
| Securities held to maturity | 2,834,000 | 2,811,000 | 2,309,000 | 2,873,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,990,000 | 254,533,000 | 270,764,000 | 305,765,000 |
| Interest-bearing deposits | 227,898,000 | 234,741,000 | 251,709,000 | 279,569,000 |
| Noninterest-bearing deposits | 17,092,000 | 19,792,000 | 19,055,000 | 26,196,000 |
| Equity capital | 21,991,000 | 22,895,000 | 24,164,000 | 25,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,347,000 | 8,726,000 | 13,617,000 | 18,717,000 |
| Interest expense | 1,340,000 | 2,507,000 | 3,626,000 | 4,774,000 |
| Net interest income | 3,007,000 | 6,219,000 | 9,991,000 | 13,943,000 |
| Noninterest income | 2,085,000 | 3,380,000 | 4,680,000 | 6,441,000 |
| Noninterest expense | 3,759,000 | 6,482,000 | 9,260,000 | 12,436,000 |
| Provision for loan losses | 103,000 | 253,000 | 403,000 | 603,000 |
| Pretax income | 1,230,000 | 2,864,000 | 5,008,000 | 7,345,000 |
| Income tax | -23,000 | 639,000 | 1,492,000 | 2,375,000 |
| Net income | 1,253,000 | 2,225,000 | 3,516,000 | 4,970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,950,000 | 22,838,000 | 24,097,000 | 25,501,000 |
| Total capital | 24,445,000 | 25,485,000 | 26,906,000 | 28,508,000 |
| Risk-weighted assets | 232,922,000 | 248,910,000 | 243,110,000 | 259,398,000 |