Call reports 2025
LINKBANK — 2025
What LINKBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,860,631,000 | 2,886,210,000 | 3,120,375,000 | 3,067,526,000 |
| Total loans | 2,273,941,000 | 2,356,608,000 | 2,456,978,000 | 2,556,729,000 |
| Allowance for loan losses | 26,619,000 | 24,651,000 | 25,342,000 | 31,674,000 |
| Securities available for sale | 159,183,000 | 169,569,000 | 267,930,000 | 262,620,000 |
| Securities held to maturity | 28,083,000 | 27,284,000 | 26,981,000 | 25,876,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,434,989,000 | 2,457,108,000 | 2,669,489,000 | 2,555,580,000 |
| Interest-bearing deposits | 1,787,692,000 | 1,809,755,000 | 2,027,999,000 | 1,951,023,000 |
| Noninterest-bearing deposits | 647,297,000 | 647,353,000 | 641,490,000 | 604,557,000 |
| Equity capital | 348,084,000 | 351,512,000 | 358,469,000 | 358,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 40,142,000 | 79,468,000 | 121,491,000 | 164,589,000 |
| Interest expense | 13,343,000 | 26,741,000 | 41,368,000 | 56,080,000 |
| Net interest income | 26,799,000 | 52,727,000 | 80,123,000 | 108,509,000 |
| Noninterest income | 13,316,000 | 16,307,000 | 19,143,000 | 22,120,000 |
| Noninterest expense | 19,204,000 | 36,933,000 | 54,929,000 | 73,243,000 |
| Provision for loan losses | 265,000 | 355,000 | 1,347,000 | 7,587,000 |
| Pretax income | 20,683,000 | 31,529,000 | 42,762,000 | 49,217,000 |
| Income tax | 4,185,000 | 6,573,000 | 8,978,000 | 10,505,000 |
| Net income | 16,498,000 | 24,956,000 | 33,784,000 | 38,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 279,092,000 | 284,441,000 | 290,271,000 | 291,166,000 |
| Total capital | 300,631,000 | 307,222,000 | 313,713,000 | 321,294,000 |
| Risk-weighted assets | 2,383,328,000 | 2,471,962,000 | 2,548,394,000 | 2,652,951,000 |