Call reports 2023
LINKBANK — 2023
What LINKBANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,203,758,000 | 1,297,776,000 | 1,245,268,000 | 2,668,008,000 |
| Total loans | 945,371,000 | 969,533,000 | 978,912,000 | 2,241,533,000 |
| Allowance for loan losses | 10,526,000 | 10,228,000 | 9,964,000 | 23,767,000 |
| Securities available for sale | 77,948,000 | 74,923,000 | 70,503,000 | 113,768,000 |
| Securities held to maturity | 39,519,000 | 38,806,000 | 37,778,000 | 36,735,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,002,996,000 | 1,050,723,000 | 1,055,859,000 | 2,311,022,000 |
| Interest-bearing deposits | 780,003,000 | 794,113,000 | 831,464,000 | 1,642,522,000 |
| Noninterest-bearing deposits | 222,993,000 | 256,610,000 | 224,395,000 | 668,500,000 |
| Equity capital | 152,746,000 | 155,653,000 | 157,077,000 | 308,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 12,923,000 | 27,182,000 | 41,891,000 | 64,994,000 |
| Interest expense | 4,604,000 | 10,404,000 | 16,389,000 | 24,561,000 |
| Net interest income | 8,319,000 | 16,778,000 | 25,502,000 | 40,433,000 |
| Noninterest income | -1,820,000 | -875,000 | 30,000 | 3,607,000 |
| Noninterest expense | 7,013,000 | 14,229,000 | 21,622,000 | 40,804,000 |
| Provision for loan losses | 293,000 | -102,000 | -378,000 | 9,316,000 |
| Pretax income | -807,000 | 1,723,000 | 4,459,000 | -8,429,000 |
| Income tax | -197,000 | 238,000 | 745,000 | -2,234,000 |
| Net income | -610,000 | 1,485,000 | 3,714,000 | -6,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 123,328,000 | 125,510,000 | 127,823,000 | 234,533,000 |
| Total capital | 135,442,000 | 131,498,000 | 133,547,000 | 251,042,000 |
| Risk-weighted assets | 1,001,178,000 | 1,021,300,000 | 1,033,306,000 | 2,363,614,000 |