Call reports 2022
LINKBANK — 2022
What LINKBANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,025,414,000 | 1,049,594,000 | 1,134,801,000 | 1,153,211,000 |
| Total loans | 735,134,000 | 790,407,000 | 863,969,000 | 927,871,000 |
| Allowance for loan losses | 3,443,000 | 3,890,000 | 4,569,000 | 4,666,000 |
| Securities available for sale | 89,065,000 | 77,090,000 | 70,343,000 | 70,120,000 |
| Securities held to maturity | 0 | 28,726,000 | 32,571,000 | 31,822,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 862,905,000 | 906,646,000 | 990,444,000 | 962,258,000 |
| Interest-bearing deposits | 696,945,000 | 718,028,000 | 766,853,000 | 753,999,000 |
| Noninterest-bearing deposits | 165,960,000 | 188,618,000 | 223,591,000 | 208,259,000 |
| Equity capital | 116,124,000 | 130,883,000 | 129,837,000 | 152,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,302,000 | 17,336,000 | 27,902,000 | 40,051,000 |
| Interest expense | 698,000 | 1,526,000 | 2,998,000 | 5,778,000 |
| Net interest income | 7,604,000 | 15,810,000 | 24,904,000 | 34,273,000 |
| Noninterest income | 732,000 | 1,450,000 | 2,500,000 | 2,994,000 |
| Noninterest expense | 5,986,000 | 12,090,000 | 18,997,000 | 27,292,000 |
| Provision for loan losses | 280,000 | 675,000 | 1,190,000 | 1,290,000 |
| Pretax income | 2,070,000 | 4,495,000 | 7,217,000 | 8,685,000 |
| Income tax | 337,000 | 734,000 | 1,281,000 | 1,630,000 |
| Net income | 1,733,000 | 3,761,000 | 5,936,000 | 7,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,343,000 | 97,403,000 | 99,864,000 | 120,912,000 |
| Total capital | 82,840,000 | 101,347,000 | 104,487,000 | 125,632,000 |
| Risk-weighted assets | 743,300,000 | 817,519,000 | 904,480,000 | 974,409,000 |