Call reports 2021
LINKBANK — 2021
What LINKBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 432,343,000 | 420,822,000 | 967,539,000 | 920,453,000 |
| Total loans | 235,887,000 | 249,059,000 | 668,398,000 | 718,921,000 |
| Allowance for loan losses | 2,787,000 | 2,877,000 | 3,335,000 | 3,397,000 |
| Securities available for sale | 122,220,000 | 116,154,000 | 113,288,000 | 93,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,005,000 | 376,509,000 | 805,827,000 | 771,941,000 |
| Interest-bearing deposits | 311,123,000 | 301,635,000 | 626,987,000 | 642,421,000 |
| Noninterest-bearing deposits | 77,882,000 | 74,874,000 | 178,840,000 | 129,519,000 |
| Equity capital | 39,095,000 | 40,351,000 | 116,257,000 | 118,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,257,000 | 6,525,000 | 10,363,000 | 18,252,000 |
| Interest expense | 511,000 | 977,000 | 1,497,000 | 2,141,000 |
| Net interest income | 2,746,000 | 5,548,000 | 8,866,000 | 16,111,000 |
| Noninterest income | 566,000 | 1,206,000 | 1,552,000 | 2,079,000 |
| Noninterest expense | 1,954,000 | 3,999,000 | 10,115,000 | 16,675,000 |
| Provision for loan losses | 45,000 | 90,000 | 547,000 | 648,000 |
| Pretax income | 1,313,000 | 2,665,000 | -244,000 | 941,000 |
| Income tax | 173,000 | 375,000 | -167,000 | 67,000 |
| Net income | 1,140,000 | 2,290,000 | -77,000 | 874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,647,000 | 35,568,000 | 75,020,000 | 77,904,000 |
| Total capital | 37,463,000 | 38,474,000 | 78,409,000 | 81,355,000 |
| Risk-weighted assets | 254,193,000 | 266,346,000 | 665,460,000 | 707,219,000 |