Call reports 2020
LINKBANK — 2020
What LINKBANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 378,003,000 | 395,326,000 | 425,283,000 | 418,695,000 |
| Total loans | 233,395,000 | 228,252,000 | 230,831,000 | 237,855,000 |
| Allowance for loan losses | 2,746,000 | 2,794,000 | 2,837,000 | 2,789,000 |
| Securities available for sale | 92,319,000 | 106,927,000 | 120,116,000 | 115,097,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,823,000 | 352,425,000 | 382,018,000 | 375,149,000 |
| Interest-bearing deposits | 283,063,000 | 285,355,000 | 320,413,000 | 308,550,000 |
| Noninterest-bearing deposits | 55,760,000 | 67,070,000 | 61,605,000 | 66,599,000 |
| Equity capital | 33,049,000 | 37,189,000 | 38,321,000 | 38,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,649,000 | 7,112,000 | 10,512,000 | 13,951,000 |
| Interest expense | 793,000 | 1,433,000 | 2,091,000 | 2,739,000 |
| Net interest income | 2,856,000 | 5,679,000 | 8,421,000 | 11,212,000 |
| Noninterest income | 283,000 | 553,000 | 1,018,000 | 1,729,000 |
| Noninterest expense | 1,896,000 | 3,789,000 | 5,757,000 | 8,019,000 |
| Provision for loan losses | 48,000 | 94,000 | 138,000 | 184,000 |
| Pretax income | 1,305,000 | 2,459,000 | 3,654,000 | 4,848,000 |
| Income tax | 182,000 | 350,000 | 513,000 | 645,000 |
| Net income | 1,123,000 | 2,109,000 | 3,141,000 | 4,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,734,000 | 32,425,000 | 33,243,000 | 33,666,000 |
| Total capital | 34,509,000 | 35,248,000 | 36,109,000 | 36,484,000 |
| Risk-weighted assets | 243,457,000 | 245,483,000 | 252,763,000 | 254,582,000 |