Call reports 2019
LINKBANK — 2019
What LINKBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 333,740,000 | 344,571,000 | 358,924,000 | 372,273,000 |
| Total loans | 236,172,000 | 237,233,000 | 237,315,000 | 238,014,000 |
| Allowance for loan losses | 2,542,000 | 2,602,000 | 2,642,000 | 2,702,000 |
| Securities available for sale | 57,364,000 | 59,427,000 | 70,053,000 | 74,430,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,231,000 | 305,256,000 | 318,732,000 | 331,172,000 |
| Interest-bearing deposits | 245,630,000 | 255,581,000 | 52,094,000 | 273,979,000 |
| Noninterest-bearing deposits | 49,601,000 | 49,675,000 | 266,638,000 | 57,193,000 |
| Equity capital | 31,310,000 | 32,906,000 | 33,915,000 | 34,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,445,000 | 6,979,000 | 10,705,000 | 14,383,000 |
| Interest expense | 692,000 | 1,415,000 | 2,202,000 | 3,019,000 |
| Net interest income | 2,753,000 | 5,564,000 | 8,503,000 | 11,364,000 |
| Noninterest income | 370,000 | 658,000 | 878,000 | 1,175,000 |
| Noninterest expense | 1,788,000 | 3,704,000 | 5,581,000 | 7,607,000 |
| Provision for loan losses | 238,000 | 292,000 | 355,000 | 405,000 |
| Pretax income | 1,097,000 | 2,212,000 | 3,427,000 | 4,509,000 |
| Income tax | 199,000 | 379,000 | 552,000 | 757,000 |
| Net income | 898,000 | 1,833,000 | 2,875,000 | 3,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,219,000 | 29,952,000 | 30,754,000 | 30,825,000 |
| Total capital | 31,790,000 | 32,583,000 | 33,425,000 | 33,556,000 |
| Risk-weighted assets | 231,687,000 | 240,802,000 | 242,985,000 | 237,335,000 |