Call reports 2016
LINKBANK — 2016
What LINKBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 295,855,000 | 298,444,000 | 308,628,000 | 307,146,000 |
| Total loans | 193,758,000 | 191,468,000 | 195,966,000 | 203,701,000 |
| Allowance for loan losses | 1,471,000 | 1,449,000 | 1,604,000 | 1,719,000 |
| Securities available for sale | 36,446,000 | 31,753,000 | 33,334,000 | 34,481,000 |
| Securities held to maturity | 17,341,000 | 21,617,000 | 22,983,000 | 24,723,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,147,000 | 265,954,000 | 275,981,000 | 265,945,000 |
| Interest-bearing deposits | 224,743,000 | 225,759,000 | 234,129,000 | 226,039,000 |
| Noninterest-bearing deposits | 39,404,000 | 40,195,000 | 41,852,000 | 39,906,000 |
| Equity capital | 25,137,000 | 26,085,000 | 26,397,000 | 26,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,588,000 | 5,143,000 | 7,694,000 | 10,369,000 |
| Interest expense | 357,000 | 713,000 | 1,079,000 | 1,454,000 |
| Net interest income | 2,231,000 | 4,430,000 | 6,615,000 | 8,915,000 |
| Noninterest income | 402,000 | 846,000 | 1,207,000 | 1,508,000 |
| Noninterest expense | 1,520,000 | 3,162,000 | 4,774,000 | 6,330,000 |
| Provision for loan losses | 80,000 | 113,000 | 240,000 | 384,000 |
| Pretax income | 1,033,000 | 2,020,000 | 2,821,000 | 3,722,000 |
| Income tax | 275,000 | 535,000 | 794,000 | 1,000,000 |
| Net income | 758,000 | 1,485,000 | 2,027,000 | 2,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,820,000 | 23,362,000 | 23,761,000 | 24,001,000 |
| Total capital | 24,307,000 | 24,827,000 | 25,381,000 | 25,740,000 |
| Risk-weighted assets | 174,368,000 | 173,985,000 | 178,315,000 | 182,694,000 |