Call reports 2015
LINKBANK — 2015
What LINKBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 284,700,000 | 297,337,000 | 297,532,000 | 285,247,000 |
| Total loans | 182,397,000 | 186,919,000 | 187,555,000 | 192,733,000 |
| Allowance for loan losses | 1,107,000 | 1,165,000 | 1,200,000 | 1,297,000 |
| Securities available for sale | 40,895,000 | 41,770,000 | 41,598,000 | 38,906,000 |
| Securities held to maturity | 10,955,000 | 12,053,000 | 13,294,000 | 15,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,865,000 | 261,311,000 | 260,576,000 | 253,447,000 |
| Interest-bearing deposits | 211,564,000 | 217,280,000 | 223,969,000 | 214,418,000 |
| Noninterest-bearing deposits | 37,301,000 | 44,031,000 | 36,607,000 | 39,029,000 |
| Equity capital | 33,470,000 | 33,428,000 | 34,172,000 | 24,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,964,000 | 4,567,000 | 7,028,000 | 9,548,000 |
| Interest expense | 215,000 | 511,000 | 836,000 | 1,150,000 |
| Net interest income | 1,749,000 | 4,056,000 | 6,192,000 | 8,398,000 |
| Noninterest income | 247,000 | 722,000 | 1,326,000 | 1,998,000 |
| Noninterest expense | 1,308,000 | 3,136,000 | 4,822,000 | 6,612,000 |
| Provision for loan losses | 4,000 | 6,000 | 100,000 | 243,000 |
| Pretax income | 688,000 | 1,640,000 | 2,600,000 | 3,610,000 |
| Income tax | 335,000 | 660,000 | 984,000 | 849,000 |
| Net income | 353,000 | 980,000 | 1,616,000 | 2,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,292,000 | 30,673,000 | 31,249,000 | 22,255,000 |
| Total capital | 31,415,000 | 31,854,000 | 32,465,000 | 23,568,000 |
| Risk-weighted assets | 161,938,000 | 176,065,000 | 176,819,000 | 170,613,000 |