Call reports 2014
LINKBANK — 2014
What LINKBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 205,750,000 | 212,860,000 | 213,076,000 | 211,186,000 |
| Total loans | 141,825,000 | 142,303,000 | 138,694,000 | 143,319,000 |
| Allowance for loan losses | 1,575,000 | 1,250,000 | 1,219,000 | 1,158,000 |
| Securities available for sale | 16,948,000 | 16,339,000 | 14,550,000 | 14,530,000 |
| Securities held to maturity | 12,858,000 | 10,517,000 | 9,449,000 | 9,267,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,154,000 | 183,903,000 | 185,326,000 | 184,965,000 |
| Interest-bearing deposits | 150,051,000 | 157,459,000 | 156,677,000 | 153,037,000 |
| Noninterest-bearing deposits | 27,103,000 | 26,444,000 | 28,649,000 | 31,928,000 |
| Equity capital | 25,477,000 | 26,088,000 | 23,821,000 | 23,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,811,000 | 3,816,000 | 5,820,000 | 7,805,000 |
| Interest expense | 222,000 | 488,000 | 729,000 | 963,000 |
| Net interest income | 1,589,000 | 3,328,000 | 5,091,000 | 6,842,000 |
| Noninterest income | 182,000 | 372,000 | 634,000 | 927,000 |
| Noninterest expense | 1,003,000 | 2,224,000 | 4,117,000 | 5,697,000 |
| Provision for loan losses | 0 | -244,000 | -242,000 | -240,000 |
| Pretax income | 768,000 | 1,720,000 | 1,920,000 | 2,420,000 |
| Income tax | 240,000 | 650,000 | 894,000 | 974,000 |
| Net income | 528,000 | 1,070,000 | 1,026,000 | 1,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,124,000 | 25,766,000 | 23,628,000 | 23,676,000 |
| Total capital | 26,715,000 | 27,032,000 | 24,863,000 | 24,850,000 |
| Risk-weighted assets | 130,832,000 | 124,841,000 | 122,284,000 | 126,128,000 |