Call reports 2013
LINKBANK — 2013
What LINKBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 182,544,000 | 188,253,000 | 187,895,000 | 183,777,000 |
| Total loans | 114,361,000 | 117,555,000 | 120,788,000 | 122,014,000 |
| Allowance for loan losses | 1,451,000 | 1,452,000 | 1,461,000 | 1,516,000 |
| Securities available for sale | 19,154,000 | 19,660,000 | 19,274,000 | 18,092,000 |
| Securities held to maturity | 12,132,000 | 13,021,000 | 13,626,000 | 14,268,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,983,000 | 158,994,000 | 158,852,000 | 155,225,000 |
| Interest-bearing deposits | 133,738,000 | 138,019,000 | 137,809,000 | 133,138,000 |
| Noninterest-bearing deposits | 20,245,000 | 20,975,000 | 21,043,000 | 22,087,000 |
| Equity capital | 24,653,000 | 25,518,000 | 25,654,000 | 25,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,820,000 | 3,653,000 | 5,500,000 | 7,310,000 |
| Interest expense | 247,000 | 494,000 | 743,000 | 982,000 |
| Net interest income | 1,573,000 | 3,159,000 | 4,757,000 | 6,328,000 |
| Noninterest income | 175,000 | 530,000 | 726,000 | 919,000 |
| Noninterest expense | 757,000 | 1,493,000 | 2,572,000 | 3,815,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 55,000 |
| Pretax income | 991,000 | 2,196,000 | 2,908,000 | 3,377,000 |
| Income tax | 294,000 | 504,000 | 784,000 | 974,000 |
| Net income | 697,000 | 1,692,000 | 2,124,000 | 2,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,352,000 | 25,292,000 | 25,665,000 | 25,433,000 |
| Total capital | 25,661,000 | 26,661,000 | 27,059,000 | 26,830,000 |
| Risk-weighted assets | 105,598,000 | 109,380,000 | 111,413,000 | 111,593,000 |