Call reports 2012
LINKBANK — 2012
What LINKBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 178,944,000 | 180,002,000 | 183,920,000 | 182,513,000 |
| Total loans | 111,114,000 | 109,857,000 | 110,263,000 | 114,730,000 |
| Allowance for loan losses | 1,474,000 | 1,432,000 | 1,509,000 | 1,475,000 |
| Securities available for sale | 20,017,000 | 20,647,000 | 20,171,000 | 18,906,000 |
| Securities held to maturity | 14,834,000 | 14,151,000 | 13,742,000 | 12,407,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,153,000 | 151,579,000 | 155,145,000 | 154,112,000 |
| Interest-bearing deposits | 131,469,000 | 133,082,000 | 136,194,000 | 134,389,000 |
| Noninterest-bearing deposits | 19,684,000 | 18,497,000 | 18,951,000 | 19,723,000 |
| Equity capital | 23,321,000 | 24,114,000 | 24,660,000 | 24,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,949,000 | 3,881,000 | 5,781,000 | 7,673,000 |
| Interest expense | 338,000 | 645,000 | 925,000 | 1,183,000 |
| Net interest income | 1,611,000 | 3,236,000 | 4,856,000 | 6,490,000 |
| Noninterest income | 154,000 | 326,000 | 498,000 | 610,000 |
| Noninterest expense | 684,000 | 1,526,000 | 2,443,000 | 3,807,000 |
| Provision for loan losses | 0 | 0 | 89,000 | 92,000 |
| Pretax income | 1,081,000 | 2,036,000 | 2,822,000 | 3,201,000 |
| Income tax | 317,000 | 527,000 | 737,000 | 922,000 |
| Net income | 764,000 | 1,509,000 | 2,085,000 | 2,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,129,000 | 23,818,000 | 24,338,000 | 24,015,000 |
| Total capital | 24,423,000 | 25,081,000 | 25,611,000 | 25,333,000 |
| Risk-weighted assets | 103,315,000 | 100,855,000 | 101,587,000 | 105,235,000 |