Call reports 2010
LINKBANK — 2010
What LINKBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 136,609,000 | 143,477,000 | 146,071,000 | 143,839,000 |
| Total loans | 94,285,000 | 95,701,000 | 96,276,000 | 97,513,000 |
| Allowance for loan losses | 1,064,000 | 1,211,000 | 1,207,000 | 1,320,000 |
| Securities available for sale | 14,409,000 | 11,441,000 | 12,890,000 | 10,859,000 |
| Securities held to maturity | 10,087,000 | 9,338,000 | 9,159,000 | 8,507,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,701,000 | 116,436,000 | 118,691,000 | 120,448,000 |
| Interest-bearing deposits | 100,710,000 | 103,268,000 | 105,730,000 | 105,894,000 |
| Noninterest-bearing deposits | 12,991,000 | 13,168,000 | 12,961,000 | 14,554,000 |
| Equity capital | 16,909,000 | 17,360,000 | 17,958,000 | 17,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,746,000 | 3,514,000 | 5,265,000 | 7,068,000 |
| Interest expense | 415,000 | 823,000 | 1,254,000 | 1,635,000 |
| Net interest income | 1,331,000 | 2,691,000 | 4,011,000 | 5,433,000 |
| Noninterest income | 108,000 | 245,000 | 400,000 | 560,000 |
| Noninterest expense | 571,000 | 1,200,000 | 1,829,000 | 2,972,000 |
| Provision for loan losses | 100,000 | 248,000 | 248,000 | 469,000 |
| Pretax income | 768,000 | 1,488,000 | 2,334,000 | 2,552,000 |
| Income tax | 183,000 | 433,000 | 616,000 | 741,000 |
| Net income | 585,000 | 1,055,000 | 1,718,000 | 1,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,788,000 | 17,204,000 | 17,818,000 | 17,524,000 |
| Total capital | 17,801,000 | 18,263,000 | 18,887,000 | 18,633,000 |
| Risk-weighted assets | 80,951,000 | 84,542,000 | 85,420,000 | 88,478,000 |