Call reports 2009
LINKBANK — 2009
What LINKBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 128,972,000 | 132,055,000 | 132,221,000 | 136,176,000 |
| Total loans | 85,759,000 | 86,913,000 | 89,260,000 | 90,174,000 |
| Allowance for loan losses | 791,000 | 892,000 | 859,000 | 962,000 |
| Securities available for sale | 14,140,000 | 16,607,000 | 15,831,000 | 16,769,000 |
| Securities held to maturity | 9,295,000 | 11,032,000 | 10,468,000 | 10,295,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,565,000 | 110,586,000 | 110,429,000 | 114,635,000 |
| Interest-bearing deposits | 96,484,000 | 98,579,000 | 99,299,000 | 102,268,000 |
| Noninterest-bearing deposits | 11,081,000 | 12,007,000 | 11,130,000 | 12,367,000 |
| Equity capital | 15,878,000 | 16,026,000 | 16,627,000 | 16,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,688,000 | 3,412,000 | 5,159,000 | 6,903,000 |
| Interest expense | 620,000 | 1,221,000 | 1,737,000 | 2,206,000 |
| Net interest income | 1,068,000 | 2,191,000 | 3,422,000 | 4,697,000 |
| Noninterest income | 123,000 | 200,000 | 331,000 | 477,000 |
| Noninterest expense | 510,000 | 1,182,000 | 1,757,000 | 2,640,000 |
| Provision for loan losses | 100,000 | 200,000 | 200,000 | 300,000 |
| Pretax income | 581,000 | 1,009,000 | 1,796,000 | 2,234,000 |
| Income tax | 165,000 | 344,000 | 509,000 | 725,000 |
| Net income | 416,000 | 665,000 | 1,287,000 | 1,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,664,000 | 15,863,000 | 16,436,000 | 16,251,000 |
| Total capital | 16,455,000 | 16,755,000 | 17,295,000 | 17,213,000 |
| Risk-weighted assets | 75,581,000 | 76,471,000 | 77,396,000 | 78,983,000 |