Call reports 2008
LINKBANK — 2008
What LINKBANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 119,192,000 | 119,491,000 | 122,016,000 | 123,035,000 |
| Total loans | 81,935,000 | 81,952,000 | 85,085,000 | 85,857,000 |
| Allowance for loan losses | 878,000 | 928,000 | 931,000 | 981,000 |
| Securities available for sale | 13,047,000 | 13,859,000 | 13,641,000 | 14,342,000 |
| Securities held to maturity | 8,351,000 | 8,883,000 | 8,414,000 | 8,357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,236,000 | 97,810,000 | 100,394,000 | 101,603,000 |
| Interest-bearing deposits | 86,679,000 | 87,182,000 | 89,553,000 | 90,755,000 |
| Noninterest-bearing deposits | 10,557,000 | 10,627,000 | 10,841,000 | 10,848,000 |
| Equity capital | 14,963,000 | 15,112,000 | 15,484,000 | 15,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,705,000 | 3,397,000 | 5,121,000 | 6,854,000 |
| Interest expense | 737,000 | 1,449,000 | 2,114,000 | 2,772,000 |
| Net interest income | 968,000 | 1,948,000 | 3,007,000 | 4,082,000 |
| Noninterest income | 59,000 | 176,000 | 284,000 | 405,000 |
| Noninterest expense | 445,000 | 968,000 | 1,511,000 | 2,459,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 130,000 |
| Pretax income | 582,000 | 1,106,000 | 1,470,000 | 1,638,000 |
| Income tax | 165,000 | 330,000 | 495,000 | 447,000 |
| Net income | 417,000 | 776,000 | 975,000 | 1,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,764,000 | 15,052,000 | 15,448,000 | 15,301,000 |
| Total capital | 15,642,000 | 15,946,000 | 16,361,000 | 16,221,000 |
| Risk-weighted assets | 71,529,000 | 71,508,000 | 73,052,000 | 73,503,000 |