Call reports 2007
LINKBANK — 2007
What LINKBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 111,710,000 | 113,045,000 | 117,094,000 | 115,644,000 |
| Total loans | 76,129,000 | 78,522,000 | 80,880,000 | 80,988,000 |
| Allowance for loan losses | 907,000 | 907,000 | 878,000 | 878,000 |
| Securities available for sale | 13,535,000 | 13,489,000 | 13,144,000 | 13,703,000 |
| Securities held to maturity | 8,294,000 | 8,252,000 | 8,347,000 | 8,746,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,815,000 | 94,558,000 | 98,667,000 | 96,305,000 |
| Interest-bearing deposits | 83,375,000 | 85,094,000 | 88,591,000 | 86,472,000 |
| Noninterest-bearing deposits | 9,440,000 | 9,464,000 | 10,076,000 | 9,833,000 |
| Equity capital | 13,694,000 | 13,869,000 | 14,408,000 | 14,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,588,000 | 3,228,000 | 4,947,000 | 6,688,000 |
| Interest expense | 724,000 | 1,462,000 | 2,225,000 | 3,009,000 |
| Net interest income | 864,000 | 1,766,000 | 2,722,000 | 3,679,000 |
| Noninterest income | 74,000 | 183,000 | 299,000 | 412,000 |
| Noninterest expense | 374,000 | 819,000 | 1,268,000 | 1,938,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 564,000 | 1,130,000 | 1,753,000 | 2,153,000 |
| Income tax | 162,000 | 348,000 | 527,000 | 622,000 |
| Net income | 402,000 | 782,000 | 1,226,000 | 1,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,737,000 | 14,052,000 | 14,457,000 | 14,398,000 |
| Total capital | 14,578,000 | 14,919,000 | 15,335,000 | 15,276,000 |
| Risk-weighted assets | 67,246,000 | 69,310,000 | 71,456,000 | 70,745,000 |