Call reports 2006
LINKBANK — 2006
What LINKBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 104,290,000 | 107,394,000 | 109,191,000 | 113,527,000 |
| Total loans | 70,402,000 | 73,382,000 | 74,887,000 | 74,841,000 |
| Allowance for loan losses | 827,000 | 872,000 | 872,000 | 907,000 |
| Securities available for sale | 13,376,000 | 13,344,000 | 13,187,000 | 13,263,000 |
| Securities held to maturity | 8,650,000 | 8,738,000 | 8,738,000 | 8,678,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,735,000 | 86,137,000 | 89,670,000 | 94,448,000 |
| Interest-bearing deposits | 75,280,000 | 77,670,000 | 81,367,000 | 85,323,000 |
| Noninterest-bearing deposits | 8,454,000 | 8,467,000 | 8,303,000 | 9,124,000 |
| Equity capital | 12,749,000 | 12,978,000 | 13,401,000 | 13,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,427,000 | 2,911,000 | 4,476,000 | 6,050,000 |
| Interest expense | 589,000 | 1,222,000 | 1,944,000 | 2,690,000 |
| Net interest income | 838,000 | 1,689,000 | 2,532,000 | 3,360,000 |
| Noninterest income | 69,000 | 160,000 | 254,000 | 347,000 |
| Noninterest expense | 353,000 | 799,000 | 1,236,000 | 1,799,000 |
| Provision for loan losses | 0 | 45,000 | 45,000 | 92,000 |
| Pretax income | 554,000 | 1,005,000 | 1,505,000 | 1,816,000 |
| Income tax | 164,000 | 320,000 | 448,000 | 519,000 |
| Net income | 390,000 | 685,000 | 1,057,000 | 1,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,921,000 | 13,164,000 | 13,508,000 | 13,386,000 |
| Total capital | 13,691,000 | 13,971,000 | 14,335,000 | 14,223,000 |
| Risk-weighted assets | 61,581,000 | 64,515,000 | 66,087,000 | 66,919,000 |