Call reports 2005
LINKBANK — 2005
What LINKBANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 96,651,000 | 101,980,000 | 103,013,000 | 103,764,000 |
| Total loans | 63,182,000 | 67,062,000 | 66,708,000 | 68,899,000 |
| Allowance for loan losses | 757,000 | 797,000 | 797,000 | 827,000 |
| Securities available for sale | 13,297,000 | 13,788,000 | 13,225,000 | 13,655,000 |
| Securities held to maturity | 8,055,000 | 8,593,000 | 8,650,000 | 8,650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,842,000 | 80,720,000 | 82,573,000 | 81,644,000 |
| Interest-bearing deposits | 69,110,000 | 71,396,000 | 72,385,000 | 71,663,000 |
| Noninterest-bearing deposits | 9,732,000 | 9,324,000 | 10,188,000 | 9,981,000 |
| Equity capital | 11,947,000 | 12,322,000 | 12,518,000 | 12,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,293,000 | 2,656,000 | 4,028,000 | 5,472,000 |
| Interest expense | 440,000 | 911,000 | 1,427,000 | 1,975,000 |
| Net interest income | 853,000 | 1,745,000 | 2,601,000 | 3,497,000 |
| Noninterest income | 80,000 | 153,000 | 254,000 | 369,000 |
| Noninterest expense | 311,000 | 735,000 | 1,159,000 | 1,805,000 |
| Provision for loan losses | 0 | 40,000 | 49,000 | 112,000 |
| Pretax income | 622,000 | 1,123,000 | 1,647,000 | 1,949,000 |
| Income tax | 187,000 | 374,000 | 497,000 | 559,000 |
| Net income | 435,000 | 749,000 | 1,150,000 | 1,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,073,000 | 12,369,000 | 12,660,000 | 12,596,000 |
| Total capital | 12,778,000 | 13,115,000 | 13,404,000 | 13,358,000 |
| Risk-weighted assets | 56,380,000 | 59,599,000 | 59,454,000 | 60,897,000 |