Call reports 2004
LINKBANK — 2004
What LINKBANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 89,263,000 | 93,803,000 | 97,243,000 | 97,507,000 |
| Total loans | 56,797,000 | 59,741,000 | 63,010,000 | 64,197,000 |
| Allowance for loan losses | 607,000 | 657,000 | 657,000 | 757,000 |
| Securities available for sale | 14,064,000 | 14,646,000 | 14,463,000 | 13,910,000 |
| Securities held to maturity | 7,047,000 | 8,099,000 | 8,014,000 | 7,839,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,146,000 | 78,637,000 | 78,909,000 | 79,614,000 |
| Interest-bearing deposits | 68,428,000 | 70,839,000 | 70,155,000 | 70,270,000 |
| Noninterest-bearing deposits | 8,718,000 | 7,798,000 | 8,754,000 | 9,344,000 |
| Equity capital | 11,326,000 | 11,340,000 | 11,840,000 | 11,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,202,000 | 2,451,000 | 3,770,000 | 5,102,000 |
| Interest expense | 360,000 | 722,000 | 1,118,000 | 1,553,000 |
| Net interest income | 842,000 | 1,729,000 | 2,652,000 | 3,549,000 |
| Noninterest income | 79,000 | 155,000 | 226,000 | 317,000 |
| Noninterest expense | 336,000 | 698,000 | 1,112,000 | 1,734,000 |
| Provision for loan losses | 0 | 50,000 | 55,000 | 155,000 |
| Pretax income | 704,000 | 1,255,000 | 1,830,000 | 2,096,000 |
| Income tax | 219,000 | 400,000 | 584,000 | 601,000 |
| Net income | 485,000 | 855,000 | 1,246,000 | 1,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,138,000 | 11,424,000 | 11,793,000 | 11,691,000 |
| Total capital | 11,745,000 | 12,081,000 | 12,450,000 | 12,410,000 |
| Risk-weighted assets | 51,733,000 | 54,660,000 | 56,915,000 | 57,521,000 |