Call reports 2003
LINKBANK — 2003
What LINKBANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 83,296,000 | 84,612,000 | 85,708,000 | 85,918,000 |
| Total loans | 53,955,000 | 54,333,000 | 54,971,000 | 55,496,000 |
| Allowance for loan losses | 516,000 | 567,000 | 567,000 | 608,000 |
| Securities available for sale | 9,250,000 | 9,709,000 | 10,322,000 | 10,450,000 |
| Securities held to maturity | 10,496,000 | 11,375,000 | 11,243,000 | 9,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,294,000 | 72,363,000 | 74,252,000 | 73,447,000 |
| Interest-bearing deposits | 64,509,000 | 65,278,000 | 67,323,000 | 64,444,000 |
| Noninterest-bearing deposits | 7,785,000 | 7,085,000 | 6,929,000 | 9,003,000 |
| Equity capital | 10,298,000 | 10,646,000 | 10,839,000 | 10,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,256,000 | 2,511,000 | 3,721,000 | 4,905,000 |
| Interest expense | 407,000 | 770,000 | 1,130,000 | 1,482,000 |
| Net interest income | 849,000 | 1,741,000 | 2,591,000 | 3,423,000 |
| Noninterest income | 57,000 | 114,000 | 168,000 | 252,000 |
| Noninterest expense | 329,000 | 702,000 | 1,140,000 | 1,726,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 95,000 |
| Pretax income | 577,000 | 1,103,000 | 1,569,000 | 1,929,000 |
| Income tax | 158,000 | 325,000 | 474,000 | 572,000 |
| Net income | 419,000 | 778,000 | 1,095,000 | 1,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,114,000 | 10,450,000 | 10,696,000 | 10,675,000 |
| Total capital | 10,630,000 | 11,017,000 | 11,263,000 | 11,283,000 |
| Risk-weighted assets | 48,306,000 | 49,130,000 | 49,607,000 | 50,367,000 |