Call reports 2002
LINKBANK — 2002
What LINKBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 72,711,000 | 75,423,000 | 80,019,000 | 82,075,000 |
| Total loans | 48,318,000 | 48,042,000 | 51,708,000 | 52,079,000 |
| Allowance for loan losses | 447,000 | 492,000 | 492,000 | 517,000 |
| Securities available for sale | 10,884,000 | 10,876,000 | 10,668,000 | 10,496,000 |
| Securities held to maturity | 5,036,000 | 6,341,000 | 8,068,000 | 10,478,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,868,000 | 65,381,000 | 69,505,000 | 71,416,000 |
| Interest-bearing deposits | 55,451,000 | 58,534,000 | 62,543,000 | 64,254,000 |
| Noninterest-bearing deposits | 7,417,000 | 6,847,000 | 6,962,000 | 7,162,000 |
| Equity capital | 9,190,000 | 9,491,000 | 9,912,000 | 9,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,176,000 | 2,399,000 | 3,641,000 | 4,886,000 |
| Interest expense | 458,000 | 924,000 | 1,404,000 | 1,881,000 |
| Net interest income | 718,000 | 1,475,000 | 2,237,000 | 3,005,000 |
| Noninterest income | 53,000 | 116,000 | 173,000 | 213,000 |
| Noninterest expense | 297,000 | 685,000 | 1,038,000 | 1,510,000 |
| Provision for loan losses | 0 | 45,000 | 45,000 | 70,000 |
| Pretax income | 474,000 | 861,000 | 1,328,000 | 1,638,000 |
| Income tax | 142,000 | 271,000 | 403,000 | 451,000 |
| Net income | 332,000 | 590,000 | 925,000 | 1,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,092,000 | 9,346,000 | 9,689,000 | 9,737,000 |
| Total capital | 9,539,000 | 9,838,000 | 10,181,000 | 10,254,000 |
| Risk-weighted assets | 42,843,000 | 42,597,000 | 46,261,000 | 46,753,000 |