Call reports 2026
FIRST SOUTHERN BANK — 2026
What FIRST SOUTHERN BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 685,065,000 | 679,154,000 |
| Total loans | 470,782,000 | 466,862,000 |
| Allowance for loan losses | 8,915,000 | 12,415,000 |
| Securities available for sale | 92,695,000 | 112,572,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 582,234,000 | 577,087,000 |
| Interest-bearing deposits | 543,499,000 | 538,780,000 |
| Noninterest-bearing deposits | 38,735,000 | 38,307,000 |
| Equity capital | 60,730,000 | 59,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 9,738,000 | 18,543,000 |
| Interest expense | 4,084,000 | 7,885,000 |
| Net interest income | 5,654,000 | 10,658,000 |
| Noninterest income | 383,000 | 838,000 |
| Noninterest expense | 3,735,000 | 7,790,000 |
| Provision for loan losses | 12,580,000 | 15,430,000 |
| Pretax income | -10,290,000 | -11,713,000 |
| Income tax | -2,599,000 | -2,970,000 |
| Net income | -7,691,000 | -8,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 61,407,000 | 60,356,000 |