Call report 2025Q4
FIRST SOUTHERN BANK — 2025Q4
The 22 measures FIRST SOUTHERN BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 732,162,000 | USD | evidence → |
| Total loans | 506,575,000 | USD | evidence → |
| Allowance for loan losses | 8,061,000 | USD | evidence → |
| Securities available for sale | 63,604,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 621,197,000 | USD | evidence → |
| Interest-bearing deposits | 580,774,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,423,000 | USD | evidence → |
| Equity capital | 68,496,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 40,127,000 | USD | evidence → |
| Interest expense | 16,656,000 | USD | evidence → |
| Net interest income | 23,471,000 | USD | evidence → |
| Noninterest income | 1,625,000 | USD | evidence → |
| Noninterest expense | 14,856,000 | USD | evidence → |
| Provision for loan losses | 10,200,000 | USD | evidence → |
| Pretax income | 30,000 | USD | evidence → |
| Income tax | -67,000 | USD | evidence → |
| Net income | 97,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 69,098,000 | USD | evidence → |