Call reports 2009

FIRST SOUTHERN BANK — 2009

Name: FIRST SOUTHERN BANK — FFIEC call report 2009
Creator: FIRST SOUTHERN BANK

What FIRST SOUTHERN BANK reported to the FFIEC in 2009, quarter by quarter.

PERIOD: 2009SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ca01c508-0ab0-4083-b4ec-347155108b40/2009

Balance sheet

What the bank holds and owes at quarter end

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Total assets	114,602,000	122,124,000	130,163,000	129,458,000
Total loans	99,026,000	100,207,000	100,972,000	96,777,000
Allowance for loan losses	2,398,000	2,265,000	2,225,000	1,994,000
Securities available for sale	6,041,000	6,641,000	12,066,000	16,377,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	104,672,000	112,046,000	118,813,000	118,134,000
Interest-bearing deposits	92,905,000	99,963,000	105,438,000	107,437,000
Noninterest-bearing deposits	11,767,000	12,083,000	13,375,000	10,697,000
Equity capital	9,617,000	9,700,000	10,825,000	10,964,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Interest income	1,628,000	3,290,000	4,992,000	6,695,000
Interest expense	519,000	1,025,000	1,558,000	2,100,000
Net interest income	1,109,000	2,265,000	3,434,000	4,595,000
Noninterest income	105,000	361,000	629,000	864,000
Noninterest expense	1,080,000	2,318,000	3,527,000	4,843,000
Provision for loan losses	-150,000	-253,000	-253,000	-403,000
Pretax income	294,000	571,000	799,000	1,029,000
Income tax	-58,000	137,000	272,000	345,000
Net income	352,000	434,000	527,000	684,000

Basel measures — not reported for every quarter

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Tier 1 capital	9,070,000	9,152,000	10,245,000	10,267,000
Total capital	10,144,000	10,270,000	11,371,000	11,337,000
Risk-weighted assets	84,598,000	88,310,000	89,012,000	84,713,000