Call report 2005Q4
FIRST SOUTHERN BANK — 2005Q4
The 22 measures FIRST SOUTHERN BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 96,375,000 | USD | evidence → |
| Total loans | 79,785,000 | USD | evidence → |
| Allowance for loan losses | 2,400,000 | USD | evidence → |
| Securities available for sale | 9,973,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 87,345,000 | USD | evidence → |
| Interest-bearing deposits | 76,233,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,112,000 | USD | evidence → |
| Equity capital | 8,738,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,687,000 | USD | evidence → |
| Interest expense | 1,926,000 | USD | evidence → |
| Net interest income | 3,761,000 | USD | evidence → |
| Noninterest income | 392,000 | USD | evidence → |
| Noninterest expense | 4,076,000 | USD | evidence → |
| Provision for loan losses | -935,000 | USD | evidence → |
| Pretax income | 903,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 903,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,850,000 | USD | evidence → |
| Total capital | 9,759,000 | USD | evidence → |
| Risk-weighted assets | 71,238,000 | USD | evidence → |