Call reports 2017
MINER COUNTY BANK — 2017
What MINER COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Total assets | 52,615,000 | 52,250,000 |
| Total loans | 25,363,000 | 33,862,000 |
| Allowance for loan losses | 169,000 | 189,000 |
| Securities available for sale | 6,332,000 | 6,223,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 43,498,000 | 43,077,000 |
| Interest-bearing deposits | 34,933,000 | 35,521,000 |
| Noninterest-bearing deposits | 8,565,000 | 7,556,000 |
| Equity capital | 5,961,000 | 6,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Interest income | 381,000 | 809,000 |
| Interest expense | 41,000 | 91,000 |
| Net interest income | 340,000 | 718,000 |
| Noninterest income | 25,000 | 39,000 |
| Noninterest expense | 274,000 | 548,000 |
| Provision for loan losses | 20,000 | 40,000 |
| Pretax income | 71,000 | 169,000 |
| Income tax | 4,000 | 9,000 |
| Net income | 67,000 | 160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Tier 1 capital | 4,209,000 | 4,224,000 |
| Total capital | 4,378,000 | 4,413,000 |
| Risk-weighted assets | 27,887,000 | 34,090,000 |