Call reports 2014
MINER COUNTY BANK — 2014
What MINER COUNTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 46,000,000 | 45,651,000 | 43,523,000 | 46,941,000 |
| Total loans | 15,658,000 | 17,086,000 | 17,526,000 | 17,411,000 |
| Allowance for loan losses | 499,000 | 499,000 | 499,000 | 498,000 |
| Securities available for sale | 19,835,000 | 19,447,000 | 18,870,000 | 18,449,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,368,000 | 39,824,000 | 37,618,000 | 40,734,000 |
| Interest-bearing deposits | 33,547,000 | 33,084,000 | 30,849,000 | 31,720,000 |
| Noninterest-bearing deposits | 6,821,000 | 6,740,000 | 6,769,000 | 9,014,000 |
| Equity capital | 4,464,000 | 4,653,000 | 4,723,000 | 5,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 341,000 | 687,000 | 1,044,000 | 1,393,000 |
| Interest expense | 25,000 | 49,000 | 72,000 | 94,000 |
| Net interest income | 316,000 | 638,000 | 972,000 | 1,299,000 |
| Noninterest income | 39,000 | 66,000 | 123,000 | 343,000 |
| Noninterest expense | 263,000 | 561,000 | 846,000 | 1,088,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 92,000 | 143,000 | 249,000 | 554,000 |
| Income tax | 5,000 | 7,000 | 12,000 | 21,000 |
| Net income | 87,000 | 136,000 | 237,000 | 533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,579,000 | 4,610,000 | 4,690,000 | 4,838,000 |
| Total capital | 4,859,000 | 4,903,000 | 4,982,000 | 5,131,000 |
| Risk-weighted assets | 22,158,000 | 23,242,000 | 23,150,000 | 23,201,000 |