Call reports 2013
MINER COUNTY BANK — 2013
What MINER COUNTY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 42,552,000 | 41,819,000 | 39,958,000 | 45,683,000 |
| Total loans | 18,705,000 | 18,350,000 | 19,439,000 | 17,784,000 |
| Allowance for loan losses | 498,000 | 498,000 | 499,000 | 499,000 |
| Securities available for sale | 13,593,000 | 16,594,000 | 15,862,000 | 18,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,611,000 | 36,245,000 | 34,334,000 | 40,242,000 |
| Interest-bearing deposits | 30,053,000 | 30,836,000 | 28,558,000 | 32,278,000 |
| Noninterest-bearing deposits | 6,558,000 | 5,409,000 | 5,776,000 | 7,964,000 |
| Equity capital | 4,793,000 | 4,417,000 | 4,459,000 | 4,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 318,000 | 648,000 | 991,000 | 1,340,000 |
| Interest expense | 30,000 | 57,000 | 83,000 | 108,000 |
| Net interest income | 288,000 | 591,000 | 908,000 | 1,232,000 |
| Noninterest income | 39,000 | 72,000 | 104,000 | 150,000 |
| Noninterest expense | 266,000 | 523,000 | 774,000 | 1,086,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 56,000 | 164,000 | 262,000 | 320,000 |
| Income tax | 2,000 | 3,000 | 8,000 | 4,000 |
| Net income | 54,000 | 161,000 | 254,000 | 316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,491,000 | 4,519,000 | 4,572,000 | 4,532,000 |
| Total capital | 4,747,000 | 4,789,000 | 4,850,000 | 4,829,000 |
| Risk-weighted assets | 20,201,000 | 21,364,000 | 22,040,000 | 23,588,000 |