Call reports 2012
MINER COUNTY BANK — 2012
What MINER COUNTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 41,937,000 | 39,509,000 | 39,118,000 | 41,570,000 |
| Total loans | 19,067,000 | 21,731,000 | 21,136,000 | 20,789,000 |
| Allowance for loan losses | 458,000 | 465,000 | 504,000 | 492,000 |
| Securities available for sale | 11,321,000 | 11,571,000 | 10,915,000 | 12,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,055,000 | 33,528,000 | 33,111,000 | 35,640,000 |
| Interest-bearing deposits | 29,891,000 | 28,379,000 | 27,172,000 | 28,510,000 |
| Noninterest-bearing deposits | 6,164,000 | 5,149,000 | 5,939,000 | 7,130,000 |
| Equity capital | 4,776,000 | 4,857,000 | 4,872,000 | 4,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 387,000 | 746,000 | 1,117,000 | 1,487,000 |
| Interest expense | 42,000 | 83,000 | 118,000 | 152,000 |
| Net interest income | 345,000 | 663,000 | 999,000 | 1,335,000 |
| Noninterest income | -13,000 | 28,000 | 48,000 | 78,000 |
| Noninterest expense | 232,000 | 487,000 | 752,000 | 1,044,000 |
| Provision for loan losses | 0 | 5,000 | 140,000 | 250,000 |
| Pretax income | 99,000 | 198,000 | 155,000 | 119,000 |
| Income tax | 4,000 | 11,000 | 13,000 | 2,000 |
| Net income | 95,000 | 187,000 | 142,000 | 117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,455,000 | 4,507,000 | 4,464,000 | 4,435,000 |
| Total capital | 4,746,000 | 4,741,000 | 4,744,000 | 4,714,000 |
| Risk-weighted assets | 23,091,000 | 18,484,000 | 22,241,000 | 22,102,000 |