Call reports 2011
MINER COUNTY BANK — 2011
What MINER COUNTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 39,315,000 | 38,544,000 | 39,434,000 | 39,597,000 |
| Total loans | 18,679,000 | 21,355,000 | 23,491,000 | 23,223,000 |
| Allowance for loan losses | 457,000 | 458,000 | 458,000 | 458,000 |
| Securities available for sale | 13,503,000 | 12,956,000 | 12,321,000 | 12,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,910,000 | 32,937,000 | 32,447,000 | 33,594,000 |
| Interest-bearing deposits | 29,550,000 | 28,524,000 | 28,051,000 | 27,913,000 |
| Noninterest-bearing deposits | 4,360,000 | 4,413,000 | 4,396,000 | 5,681,000 |
| Equity capital | 4,389,000 | 4,559,000 | 4,716,000 | 4,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 387,000 | 802,000 | 1,250,000 | 1,693,000 |
| Interest expense | 63,000 | 119,000 | 172,000 | 221,000 |
| Net interest income | 324,000 | 683,000 | 1,078,000 | 1,472,000 |
| Noninterest income | 35,000 | 67,000 | 108,000 | 162,000 |
| Noninterest expense | 271,000 | 557,000 | 886,000 | 1,188,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 88,000 | 218,000 | 325,000 | 471,000 |
| Income tax | 4,000 | 12,000 | 17,000 | 26,000 |
| Net income | 84,000 | 206,000 | 308,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,265,000 | 4,350,000 | 4,414,000 | 4,391,000 |
| Total capital | 4,555,000 | 4,659,000 | 4,718,000 | 4,692,000 |
| Risk-weighted assets | 22,581,000 | 25,006,000 | 24,161,000 | 23,925,000 |