Call reports 2010
MINER COUNTY BANK — 2010
What MINER COUNTY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 36,395,000 | 36,833,000 | 35,463,000 | 38,633,000 |
| Total loans | 18,351,000 | 20,043,000 | 21,096,000 | 19,472,000 |
| Allowance for loan losses | 478,000 | 477,000 | 478,000 | 456,000 |
| Securities available for sale | 12,428,000 | 10,519,000 | 9,161,000 | 11,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,218,000 | 31,456,000 | 30,037,000 | 33,324,000 |
| Interest-bearing deposits | 27,208,000 | 27,403,000 | 26,597,000 | 28,639,000 |
| Noninterest-bearing deposits | 4,010,000 | 4,053,000 | 3,440,000 | 4,685,000 |
| Equity capital | 4,246,000 | 4,423,000 | 4,454,000 | 4,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 361,000 | 764,000 | 1,207,000 | 1,609,000 |
| Interest expense | 92,000 | 180,000 | 259,000 | 333,000 |
| Net interest income | 269,000 | 584,000 | 948,000 | 1,276,000 |
| Noninterest income | 35,000 | 69,000 | 103,000 | 138,000 |
| Noninterest expense | 283,000 | 573,000 | 875,000 | 1,183,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 15,000 | 74,000 | 170,000 | 225,000 |
| Income tax | 2,000 | 4,000 | 10,000 | 5,000 |
| Net income | 13,000 | 70,000 | 160,000 | 220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,133,000 | 4,194,000 | 4,243,000 | 4,222,000 |
| Total capital | 4,332,000 | 4,378,000 | 4,558,000 | 4,527,000 |
| Risk-weighted assets | 22,023,000 | 23,122,000 | 25,066,000 | 24,218,000 |