Call reports 2009
MINER COUNTY BANK — 2009
What MINER COUNTY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 35,314,000 | 35,380,000 | 35,279,000 | 37,827,000 |
| Total loans | 18,526,000 | 19,384,000 | 20,074,000 | 18,728,000 |
| Allowance for loan losses | 369,000 | 372,000 | 478,000 | 484,000 |
| Securities available for sale | 11,609,000 | 11,674,000 | 10,906,000 | 11,485,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,277,000 | 30,294,000 | 30,064,000 | 32,696,000 |
| Interest-bearing deposits | 26,178,000 | 26,887,000 | 26,618,000 | 27,585,000 |
| Noninterest-bearing deposits | 4,099,000 | 3,407,000 | 3,446,000 | 5,111,000 |
| Equity capital | 4,171,000 | 4,183,000 | 4,314,000 | 4,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 465,000 | 906,000 | 1,355,000 | 1,793,000 |
| Interest expense | 113,000 | 223,000 | 328,000 | 427,000 |
| Net interest income | 352,000 | 683,000 | 1,027,000 | 1,366,000 |
| Noninterest income | 32,000 | 73,000 | 117,000 | 151,000 |
| Noninterest expense | 275,000 | 586,000 | 871,000 | 1,173,000 |
| Provision for loan losses | 0 | 2,000 | 108,000 | 114,000 |
| Pretax income | 109,000 | 168,000 | 165,000 | 230,000 |
| Income tax | 6,000 | 10,000 | 13,000 | 9,000 |
| Net income | 103,000 | 158,000 | 152,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,131,000 | 4,147,000 | 4,146,000 | 4,139,000 |
| Total capital | 4,410,000 | 4,429,000 | 4,337,000 | 4,424,000 |
| Risk-weighted assets | 22,205,000 | 22,453,000 | 22,708,000 | 22,655,000 |