Call reports 2006
MINER COUNTY BANK — 2006
What MINER COUNTY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 31,433,000 | 30,743,000 | 31,013,000 | 32,840,000 |
| Total loans | 17,463,000 | 18,288,000 | 18,862,000 | 18,865,000 |
| Allowance for loan losses | 299,000 | 299,000 | 301,000 | 317,000 |
| Securities available for sale | 9,539,000 | 9,461,000 | 9,121,000 | 8,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,299,000 | 25,405,000 | 25,563,000 | 28,423,000 |
| Interest-bearing deposits | 23,454,000 | 22,235,000 | 22,357,000 | 23,439,000 |
| Noninterest-bearing deposits | 3,844,000 | 3,170,000 | 3,206,000 | 4,984,000 |
| Equity capital | 3,519,000 | 3,398,000 | 3,661,000 | 3,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 407,000 | 834,000 | 1,285,000 | 1,744,000 |
| Interest expense | 118,000 | 249,000 | 410,000 | 578,000 |
| Net interest income | 289,000 | 585,000 | 875,000 | 1,166,000 |
| Noninterest income | 40,000 | 79,000 | 133,000 | 175,000 |
| Noninterest expense | 245,000 | 538,000 | 774,000 | 1,028,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 84,000 | 126,000 | 233,000 | 312,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 8,000 |
| Net income | 80,000 | 118,000 | 221,000 | 304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,581,000 | 3,534,000 | 3,681,000 | 3,729,000 |
| Total capital | 3,842,000 | 3,803,000 | 3,958,000 | 4,006,000 |
| Risk-weighted assets | 20,845,000 | 21,512,000 | 22,106,000 | 22,179,000 |