Call reports 2002
MINER COUNTY BANK — 2002
What MINER COUNTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 28,483,000 | 27,385,000 | 26,442,000 | 27,459,000 |
| Total loans | 15,521,000 | 16,157,000 | 15,692,000 | 15,451,000 |
| Allowance for loan losses | 396,000 | 396,000 | 398,000 | 364,000 |
| Securities available for sale | 7,205,000 | 7,875,000 | 7,937,000 | 7,909,000 |
| Securities held to maturity | 438,000 | 378,000 | 327,000 | 627,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,651,000 | 23,422,000 | 22,310,000 | 23,541,000 |
| Interest-bearing deposits | 21,249,000 | 21,074,000 | 19,504,000 | 20,242,000 |
| Noninterest-bearing deposits | 3,402,000 | 2,348,000 | 2,807,000 | 3,299,000 |
| Equity capital | 3,446,000 | 3,561,000 | 3,698,000 | 3,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 381,000 | 765,000 | 1,157,000 | 1,538,000 |
| Interest expense | 152,000 | 291,000 | 419,000 | 539,000 |
| Net interest income | 229,000 | 474,000 | 738,000 | 999,000 |
| Noninterest income | 45,000 | 84,000 | 131,000 | 154,000 |
| Noninterest expense | 238,000 | 470,000 | 707,000 | 1,026,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 36,000 | 89,000 | 190,000 | 155,000 |
| Income tax | 1,000 | 2,000 | 23,000 | 12,000 |
| Net income | 35,000 | 87,000 | 167,000 | 143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,320,000 | 3,384,000 | 3,463,000 | 3,293,000 |
| Total capital | 3,572,000 | 3,639,000 | 3,703,000 | 3,518,000 |
| Risk-weighted assets | 20,005,000 | 20,274,000 | 19,041,000 | 18,169,000 |